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NRS 104.2105 Definitions: Transferability; goods; future goods; lot; commercial unit. NRS 104.2326 Sale on approval and sale or return; rights of creditors. Part 4 Relationship Between Payor Bank and its Customer NRS 104.4401 When bank may charge customers account. NRS 104.7104 Negotiable and nonnegotiable document of title. NRS 104.7106 Control of electronic document of title.
NRS 104.2106 Definitions: Contract; agreement; contract for sale; sale; present sale; conforming to contract; termination; cancellation. NRS 104.2327 Special incidents of sale on approval and sale or return. Part 4 Title, Creditors and Good Faith Purchasers NRS 104.2401 Passing of title; reservation for security; limited application of this section. NRS 104.4402 Banks liability to customer for wrongful dishonor; time of determining insufficiency of account. Part 2 Warehouse Receipts: Special Provisions NRS 104.7201 Person that may issue warehouse receipt; storage under bond.
Banks are allowed to put time limits for the issuer to spot the alteration and require the transaction to be overturned.
The maximum time for such a limit imposed by the bank is 30 days.
If, however, the issuer's bank pays out the money on an altered check in good faith, it cannot necessarily be forced to recover or return the money.
If the bank does not have a policy, there is also a legal limit of one year for the customer to make a complaint.
An altered check is not the same as a bounced check.
NRS 104.2202 Final written expression: Parol or extrinsic evidence. Part 3 General Obligation and Construction of Contract NRS 104.2301 General obligations of parties. NRS 104.2307 Delivery in single lot or several lots. Part 5 Performance NRS 104.2501 Insurable interest in goods; manner of identification of goods. NRS 104.2509 Risk of loss in the absence of breach. NRS 104.2511 Tender of payment by buyer; payment by check. NRS 104.2515 Preserving evidence of goods in dispute. NRS 104.3309 Enforcement of lost, destroyed or stolen instrument. NRS 104.4407 Payor banks right to subrogation on improper payment. NRS 104.5106 Issuance, amendment, cancellation and duration. NRS 104.7204 Duty of care; contractual limitation of warehouses liability. Part 4 Warehouse Receipts and Bills of Lading: General Obligations NRS 104.7401 Irregularities in issue of receipt or bill or conduct of issuer.
NRS 104.2308 Absence of specified place for delivery. NRS 104.2502 Buyers right to goods on sellers repudiation, failure to deliver or insolvency. Part 6 Breach, Repudiation and Excuse NRS 104.2601 Buyers rights on improper delivery. NRS 104.3310 Effect of instrument on obligation for which taken. Part 5 Collection of Documentary Drafts NRS 104.4501 Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor. NRS 104.4503 Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need. NRS 104.5107 Confirmer, nominated person and adviser. NRS 104.7205 Title under warehouse receipt defeated in certain cases. Part 3 Bills of Lading: Special Provisions NRS 104.7301 Liability for nonreceipt or misdescription; said to contain; shippers weight, load and count; improper handling. NRS 104.7402 Duplicate document of title; overissue.
In some situations the alteration may be to the amount, though this tends not to happen if the recipient and issuer know one another, as the alteration will soon become clear.