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The third option for consolidation is to enroll in a debt management plan through a nonprofit credit counseling agency.
Your credit score will not be a factor with this option.
For instance, if Company XYZ owned only 5% of Company A, it probably would not have to consolidate Company A's financial statements with its own.
Each of the four companies pays royalties and other fees to Company XYZ.GAAP dictates when and how companies should consolidate and whether certain entities need to be consolidated.Thus, it is important to note that entities in which a company owns only a minority interest do not often need to be consolidated.Both of these options will probably give you the option of leaving your cards open and available for use.My advice is always to pay off your debt and not take on any new debt while you are doing so, but this is information you should have before you make your decision.
The court may also try one representative case and render a judgment binding on the other cases.